Effective Date: November 08, 2025

Last Updated: November 08, 2025

1. General

The information, tools, and services provided by UmbaCart are intended solely for business and operational use. Nothing on the platform constitutes legal, financial, or tax advice. Users are encouraged to seek independent professional counsel before acting on any information. Use of UmbaCart constitutes acceptance of this Disclaimer and all related policies.

2. Limitation of Liability

To the fullest extent permitted by law, UmbaCart shall not be liable for any indirect, incidental, special, or consequential losses, including loss of profits, revenue, or business opportunities.

Total liability for any claim shall not exceed the total subion fees paid to UmbaCart within the twelve (12) months preceding the event giving rise to the claim.

3. External Links

The UmbaCart website or dashboard may include links to third-party platforms. These are provided for convenience only. UmbaCart has no control over external sites and assumes no responsibility for their content, accuracy, or policies. Users should review third-party terms and privacy statements independently before engaging with them.

4. Intellectual Property

All software, platform code, logos, trademarks, and design elements appearing on UmbaCart are the exclusive property of UmbaCart or its licensors. Unauthorized reproduction, modification, or distribution of any intellectual property is strictly prohibited and may result in civil and criminal liability.

5. Accessibility

UmbaCart aims to maintain digital accessibility consistent with the Americans with Disabilities Act (ADA) and Web Content Accessibility Guidelines (WCAG 2.1). Users encountering accessibility issues are encouraged to contact:

📧 legal@umbacart.com

6. Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of the State of Delaware, USA, without regard to conflict-of-law principles. Any disputes arising hereunder shall be resolved exclusively by arbitration in Delaware, pursuant to the American Arbitration Association’s commercial rules.

7. Contact

📧 legal@umbacart.com